It starts with the right foundation.

Built from ambition.
Backed by certainty.

Every build starts with the right foundation — both literal and financial. At Above Par Capital, we partner with builders who think beyond the blueprint, backing their ambition with the certainty and capital needed to bring it to life.

Ground-Up Construction.

— Up to $7.5M loan amount
— Up to 75% LTV

— Up to 90% LTC
— Up to 75% ARV
— 100% construction budget
— 12 to 24 month terms
— No prepayment penalties

Details.

— Wrapped monthly payments
— Virtual draw process - no physical inspection
— Non-Dutch interest
— 1-4 unit properties eligible
— Nationwide lending

Highlights.

*All terms and programs are subject to change without notice. Current offerings may vary.

What Sets This Program Apart.

Wrapped Monthly
Payments.

In most cases, no monthly payments are required throughout the life of the loan — so your full attention stays on the build, not your cash flow.

Non-Dutch Interest.

You only pay interest on what you've drawn to date — so your holding costs stay manageable as your build progresses.

Spend less of your own capital and preserve the liquidity to keep moving on your next deal.

High Leverage.

Ready to build the
right foundation?

“From the start you could tell Justin and his team knew what they were doing. They made the whole process as simple as can be. Definitely my go to lender for all my future projects.”

— Sean S.