It starts with the right property.
Built on performance.
Backed by experience.
Every successful rental investment starts with the right property — one whose performance matches the ambition behind it. At Above Par Capital, we back that performance with the expertise and insight needed to help you grow your portfolio one property at a time.
DSCR.
Debt Service Coverage Ratio
— Up to $2.5M loan amount
— Up to 80% LTV for purchase &
rate/term refinance
— Up to 75% LTV for cash-out refinance
— 1.00x minimum DSCR
— 30 year fully amortized
— Fixed & adjustable rate options
Details.
— No income verification required
— No occupancy requirements
— 45-day rate locks
— Rent roll bonus options
— 1-4 unit properties eligible
— Nationwide lending
Highlights.
*All terms and programs are subject to change without notice. Current offerings may vary.
What Sets This Program Apart.
Short-Term Rentals.
Our DSCR program supports both long-term and short-term rental strategies — structured around real rental performance, not personal income.
From purchase to cash-out refinance, we offer multiple paths to fit exactly where you are in your investment strategy.
Product Versatility.
Our asset-based approach means no tax returns, no W-2s, and no DTI calculations — the property's performance does the heavy lifting.
No Income Verification.
Ready to add a property
to your portfolio?
"I had the most pleasant experience working with Hailey. She was very Above Par with her communication and very informative with the next steps as my loan was being processed. It was a very smooth transaction. Above Par is the perfect name!"
— Lisa W.